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16-Jun-2020 12:21

After I declined the offer, they sent a denial to me stating the biggest joke I have ever heard.

3 calls to the credit bureaus and an email later I was able to remove them from my credit report.

As it turns out, Rhonda Dupler and Tempe Evans were shrewder still.

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Regretably I fell or their ploy and handed over my checking account information.. Lesson learned - never do business with Lending Club and Ebay because of their association. I got the offer in the mail and apr started at 6.78% of course depending on your credit score. Lending Club wanted to charge me 16.75 interest rate while my credit card only charge 7.9. I can borrow a loan for up to a year without paying a interest with only 3% transaction fee with the credit card company. I applied, was approved and for way more than I was looking for.Applied - recieved pre approval, then by a representitive requesting additional information, then three emails instructing me to respond by email.Then they debited my checking account, sent yet another email turning me down based on my credit score. All you people whining and complaining, and falsely claiming that Lending Club is a scam need to just shut up. My money showed up in my checking account without any emails, conversations, etc.Last year, I wised up, and when I renewed in November I asked that my renewal be dated as of the actual date of renewal.The counter clerk at Costco customer service was happy to accommodate me, and I patted myself on the back for being a shrewd consumer.

Regretably I fell or their ploy and handed over my checking account information.. Lesson learned - never do business with Lending Club and Ebay because of their association. I got the offer in the mail and apr started at 6.78% of course depending on your credit score. Lending Club wanted to charge me 16.75 interest rate while my credit card only charge 7.9. I can borrow a loan for up to a year without paying a interest with only 3% transaction fee with the credit card company. I applied, was approved and for way more than I was looking for.Applied - recieved pre approval, then by a representitive requesting additional information, then three emails instructing me to respond by email.Then they debited my checking account, sent yet another email turning me down based on my credit score. All you people whining and complaining, and falsely claiming that Lending Club is a scam need to just shut up. My money showed up in my checking account without any emails, conversations, etc.Last year, I wised up, and when I renewed in November I asked that my renewal be dated as of the actual date of renewal.The counter clerk at Costco customer service was happy to accommodate me, and I patted myself on the back for being a shrewd consumer.In other words, Costco will backdate only if you’re renewing less than two months after your membership expired.